15 February 2016, 00:00
Around the world in over 50s travel insurance claims
• People are seven times more likely to lose money in Chile than in France
The world is the over 50s’ oyster with millions visiting far off destinations every year. Whilst the vast majority of holidays are trouble free, not every trip is plain sailing. Analysis of Saga Travel Insurance claims data shows the over 50s are most likely to lose their bag or have it stolen in Ecuador and need medical treatment in Peru. Please see infographic for more details.
Furthermore, people are most likely to lose their passport in Spain, this could be because they are more complacent with their belongings when visiting countries in Europe, but take more care when further afield.
People aged over 50 are intrepid explorers but those planning a trip to South America should keep a close eye on their cash as they are seven times more likely to lose money in Chile than in France. This may be because pickpocketing is quite common around tourist attractions and on public transport in Chile, according to the Foreign and Commonwealth Office (FCO).
However, Saga Travel Insurance doesn’t just protect people while they’re away; it has also come to the over 50s rescue before they have even set off for the airport. In fact, cancelling a holiday due to illness, injury or bereavement is the most common claim they make on their travel insurance policy. And while the average cost of cancelling a holiday to Ecuador is around £3,000, cancelling one to Australia could cost as much as £10,000.
With some claims costing considerable amounts of money it is important that people take out travel insurance so they have peace of mind that they are covered leaving them to enjoy their holiday.
Saga offers the following tips on how to stay safe abroad:
1. Do your research before you leave so you understand local laws, culture, attitudes and etiquette. This will also help you find out which places are considered safe and which aren’t.
2. Keep your purse, wallet and travel documents in a safe place and avoid hanging an expensive camera around your neck. While it may seem like a hassle getting it in and out of your bag it will be worth the effort.
3. Don’t carry all your money in your purse or wallet; hide some in a hidden luggage compartment.
4. Stay alert in confined spaces and near passageways. Try to avoid standing near the doorways of trains as groups of pickpockets can take something for you as they get off the train.
5. Pickpockets often work in pairs or groups and can be difficult to spot. Be cautious with any strangers – sometimes people who don’t look like they’d be a threat; such as children or the elderly, can be part of larger operations.
Roger Ramsden, chief executive, Saga Services, commented: “No matter how well travelled the over 50s are they should remain vigilant when they’re abroad. And it’s clear from our research that people need travel insurance wherever they’re going, whether that’s if they’re exploring the bush down under or going on a city break in Spain.”
If Saga Travel Insurance customers need any advice before they head abroad they can call Saga’s special travel assistance helpline on 0800 027 1337. If people are already abroad and need help they can call 020 8763 4879.
Notes to Editors:
• *Analysis of Saga Travel Insurance claims data between 2008 and 2015
• Infographic is available upon request