• New research reveals that mortgage repayment ‘pay rises’ are splashed on holidays and home improvements
• Just one in four people use the money they save from paying off their home loan to top up retirement savings
• Saga figures suggest that diverting savings into a pension could result in a potential £40,000 boost to your nest-egg

Saga Cruises has announced the appointment of Richard Vogel to the Board. Richard joined the Saga Cruise board on 23rd May 2016 as a non-executive director.

• Most people think it’s important to have your own space in retirement
• Volunteering, learning opportunities and hobbies are key to getting ‘me’ time
• Retired people more likely to entertain house guests and spend on doing up their home when they retire

The ultimate trans-African adventure combining Kenya, Botswana, Zimbabwe, South Africa and Ethiopia

• Five nights on Rovos Rail vintage train
• Enjoy eight game drives in three national parks
• Take a cable car to the top of Table Mountain
• View Victoria Falls and take a cruise on the Zambezi
• Wonder at the rock-hewn churches of Ethiopia
• Tour winelands beneath the Drakenstein mountains

Saga Sapphire’s two all-inclusive cruises feature a chauffeur-driven car to and from Southampton, fine dining, all-inclusive drinks and plenty of sparkling entertainment.

Explore the life of one of English Literature’s greatest authors in bicentenary year with Saga Holidays

• Prime Minister, David Cameron and Matthew Elliott, chief executive of Vote Leave, answer readers’ questions
• 9 in 10 over 50s plan to vote in the referendum
• 1 in 8 over 50s are yet to make their mind up
• For full interviews, see the June issue of Saga Magazine, or visit www.saga.co.uk/eu-referendum

Saga Travel has today announced the appointment of Maria Whiteman to the position of managing director for Saga Holidays. Maria will join on 7th September into this newly created role reporting directly to Jeannette Linfoot, managing director of Saga’s Tour Operating Divisions - which include Saga, Titan and Destinology.

Plus:
Ships chartered exclusively for Saga guests
Wine, beer and soft drinks with lunch and dinner
Many tours included in holiday price
No-fly options by Eurostar or ferry
Regional flight options

Visit engineer Marconi’s Signal Hill
Enjoy maiden call to St Pierre et Miquelon
Marvel at natural splendour of National Parks
Enter Sept-Îles, cradle of the Innu community
Explore the cities of Montreal, Quebec and Halifax

As the latest employment figures suggest that there is a general cooling-off in the employment market, the growth in employment of those aged 50 or older continues to outpace the overall growth across many of the regions of the UK over the last 12 months.

Single cabins at no extra cost*
Saga-exclusive sailing
Eurostar travel option