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Visit the National Elephant Conservation Centre in Kuala Gandah
Enjoy three nights at the 5Q Eastern & Oriental Hotel, Penang
Tour tea plantations in the Cameron Highlands
Take a boat to Orang-Utan Island

•Saga Cruises - Favourite Ocean Cruise Company
•Saga Holidays - Favourite Escorted Tours Operator and Favourite Long-Haul Operator
•Titan - Best Mainstream Touring Company

• Seven out of ten over 50s say the roads are in a bad state
• Around eight out of ten think road maintenance has got worse

"It is simply untenable that those approaching retirement can be given inaccurate information about their pensions." said Saga's director of communications Paul Green.

Visit the elegant cities of St Petersburg and Moscow with Saga
View the 189-carat Orlov Diamond in the Kremlin
See the eye-wateringly opulent Catherine Palace
Tour the Hermitage and Faberge Museums

Visit Hwange National Park - home to 44,000 elephants
View the mighty Victoria Falls before going on safari
Travel in a small group of up to 12 guests
Exclusive departure for solo travellers
Stay in ultra-comfortable lodges

Commenting on the latest retirement income statistics published by the FCA, Gareth Shaw, head of consumer affairs at Saga Investment Services, said:

• BREXIT in the balance as Britain’s older voters become more Eurosceptic*
• 93%** of over 50s plan to vote in the EU referendum

Walk in the footsteps of royalty on Saga’s tantalising Thai tour

• Saga’s new 2016 Worldwide brochures out now

Can’t choose between a city break and a river cruise?
Saga has the answer – enjoy both on one holiday