• Saga has today announced a new three-year Fixed-Price Promise for its standard home and motor insurance policies
• Saga is the first provider to introduce a motor insurance product with a fixed-price
• The price will be fixed, but members have the choice and freedom to leave at each renewal
• Fixed-Price Promise insurance is only available direct - not available through price comparison sites

Behind the scenes in the Baltic

Combine fascination with relaxation to savour Malaysian treasures

Two small islands with big personalities, glorious gardens, beaches and an ice-age forest

Two winter sun cruises packed with feel-good adventures from life-changing fitness programmes to floral delights

New ship Spirit of Discovery to be christened with dedicated own-label English sparkling wine

Engineering marvels greet Saga’s guests sailing along German waterways

Agents can take their mum (or grandmother) on Amadeus Royal for a seven-night sailing, inc flights

• Cruise on Olympic lake
• Cruise along the Canal du Midi with lunch included
• Stay in seafront hotel
• Town and city tours

Story competition adds literary twist as Saga Sapphire cruises to stunning beaches and rainforests